Emirates Skywards Visa Infinite Card
✓ ReviewedRate, minimum salary and fee verified against the bank's own schedule of charges, reviewed 4 July 2026.
Ujrah covered card, fixed monthly fee
What it costs.
- Annual fee
- AED 4,500
- Fee note
- Ujrah covered card, fixed monthly fee
- Monthly rate
- 3.75%
- Effective APRiThe real annual cost when monthly interest compounds: (1 + monthly rate)¹² − 1. It is always higher than monthly rate × 12.
- 55.5%
- Minimum salary
- AED 30,000
- Salary transfer
- –Not published in the catalogue yet; it is not zero.
Bank-level rates and FX markups from official schedules of charges live in the UAE credit card rates tool; always confirm current terms in the bank's Key Fact Statement before applying.
What you get.
- Get up to 50,000 bonus Skywards Miles
- Fast track to Emirates Skywards Gold tier membership
- For every AED 3.68 spent, earn Skywards Miles
- Enjoy home check-in service in Dubai
- Four Dubai airport transfers in a year
- Airport lounge availability with Visa Airport Companion app (VAC)
- Travel inconvenience cover- Up to USD 500 for baggage/trip delay, USD 3,000 for baggage loss/dama...
- Travel medical cover- Up to USD 500,000 for travel accident and emergency medical evacuation/repa...
Educational tool only: not financial advice and not a recommendation of any card. Figures reflect Himma's card catalogue as of July 2026; cards marked reviewed carry figures verified against the banks' own schedules of charges (4 July 2026). Banks reprice frequently and individual offers vary by credit profile. Always verify current terms in the bank's Key Fact Statement and schedule of charges, and consult the Central Bank of the UAE's consumer-protection resources before borrowing.