Emirates Skywards Visa Signature Card
✓ ReviewedRate, minimum salary and fee verified against the bank's own schedule of charges, reviewed 4 July 2026.
Ujrah covered card, fixed monthly fee
What it costs.
- Annual fee
- AED 1,500
- Fee note
- Ujrah covered card, fixed monthly fee
- Monthly rate
- 3.75%
- Effective APRiThe real annual cost when monthly interest compounds: (1 + monthly rate)¹² − 1. It is always higher than monthly rate × 12.
- 55.5%
- Minimum salary
- AED 15,000
- Salary transfer
- –Not published in the catalogue yet; it is not zero.
Bank-level rates and FX markups from official schedules of charges live in the UAE credit card rates tool; always confirm current terms in the bank's Key Fact Statement before applying.
What you get.
- Get up to 25,000 bonus Skywards Miles
- Enjoy Emirates Skywards silver tier membership
- For AED 3.68 spending, earn Skywards Miles
- Availability of home check-in service
- Enjoy unlimited global lounge access
- 2 airport transfers yearly in the UAE
- Access to multiple airport lounge
- Free valet parking, 2 times a month
Educational tool only: not financial advice and not a recommendation of any card. Figures reflect Himma's card catalogue as of July 2026; cards marked reviewed carry figures verified against the banks' own schedules of charges (4 July 2026). Banks reprice frequently and individual offers vary by credit profile. Always verify current terms in the bank's Key Fact Statement and schedule of charges, and consult the Central Bank of the UAE's consumer-protection resources before borrowing.