Etihad Guest Visa Gold Card
✓ ReviewedRate, minimum salary and fee verified against the bank's own schedule of charges, reviewed 4 July 2026.
Ujrah covered card, fixed monthly fee
What it costs.
- Annual fee
- AED 1,000
- Fee note
- Ujrah covered card, fixed monthly fee
- Monthly rate
- 3.75%
- Effective APRiThe real annual cost when monthly interest compounds: (1 + monthly rate)¹² − 1. It is always higher than monthly rate × 12.
- 55.5%
- Minimum salary
- AED 8,000
- Salary transfer
- –Not published in the catalogue yet; it is not zero.
Bank-level rates and FX markups from official schedules of charges live in the UAE credit card rates tool; always confirm current terms in the bank's Key Fact Statement before applying.
What you get.
- Earn a welcome bonus of 35,000 Etihad Guest Miles
- Earn up to 1.5 Etihad Guest Miles for every AED 4 spent
- Enjoy Etihad Guest Silver Tier benefits
- With the Etihad Guest app earn 1 Tier Mile and Etihad Guest Mile on every spend of AED 3
- Free companion ticket voucher
- Complimentary airport lounge access
- Complimentary roadside assistance
- Chip & Pin technology for advanced card security
Educational tool only: not financial advice and not a recommendation of any card. Figures reflect Himma's card catalogue as of July 2026; cards marked reviewed carry figures verified against the banks' own schedules of charges (4 July 2026). Banks reprice frequently and individual offers vary by credit profile. Always verify current terms in the bank's Key Fact Statement and schedule of charges, and consult the Central Bank of the UAE's consumer-protection resources before borrowing.