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ADIB

Etihad Guest Visa Platinum Card

✓ ReviewedRate, minimum salary and fee verified against the bank's own schedule of charges, reviewed 4 July 2026.

Min. salary
AED 10,000
Annual fee
AED 2,000
Monthly rate
3.75%
Effective APRiThe real annual cost when monthly interest compounds: (1 + monthly rate)¹² − 1. It is always higher than monthly rate × 12.
55.5%

Ujrah covered card, fixed monthly fee

01Fees & rates

What it costs.

Annual fee
AED 2,000
Fee note
Ujrah covered card, fixed monthly fee
Monthly rate
3.75%
Effective APRiThe real annual cost when monthly interest compounds: (1 + monthly rate)¹² − 1. It is always higher than monthly rate × 12.
55.5%
Minimum salary
AED 10,000
Salary transfer
Not published in the catalogue yet; it is not zero.

Bank-level rates and FX markups from official schedules of charges live in the UAE credit card rates tool; always confirm current terms in the bank's Key Fact Statement before applying.

02Rewards & perks

What you get.

  • Earn 50,000 Etihad Guest Miles as a welcome bonus
  • Get up to 3 Etihad Guest Miles for every AED 4 spent (maximum of 100,000 Miles/monthly)
  • Fast track to Etihad Guest Gold tier
  • Earn 1 Etihad Guest Mile and tier Mile for every AED 3 spent with the Etihad Guest app
  • Free companion ticket voucher on AED 150,000 spent annually
  • Access to 850+ VIP airport lounge via lounge key
  • Free valet parking in the UAE
  • Free roadside assistance

Educational tool only: not financial advice and not a recommendation of any card. Figures reflect Himma's card catalogue as of July 2026; cards marked reviewed carry figures verified against the banks' own schedules of charges (4 July 2026). Banks reprice frequently and individual offers vary by credit profile. Always verify current terms in the bank's Key Fact Statement and schedule of charges, and consult the Central Bank of the UAE's consumer-protection resources before borrowing.