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Islamic
Ajman Bank
Bright Platinum Credit Card
Min. salary
AED 10,000
Annual fee
AED 1,000
Monthly rate
3.50%
Effective APRiThe real annual cost when monthly interest compounds: (1 + monthly rate)¹² − 1. It is always higher than monthly rate × 12.
51.1%
01Fees & rates
What it costs.
- Annual fee
- AED 1,000
- Monthly rate
- 3.50%
- Effective APRiThe real annual cost when monthly interest compounds: (1 + monthly rate)¹² − 1. It is always higher than monthly rate × 12.
- 51.1%
- Minimum salary
- AED 10,000
- Salary transfer
- –Not published in the catalogue yet; it is not zero.
Bank-level rates and FX markups from official schedules of charges live in the UAE credit card rates tool; always confirm current terms in the bank's Key Fact Statement before applying.
02Rewards & perks
What you get.
- BRight Rewards Program — Earn 1.5 BRight Rewards on each AED 10 spent Easily redeem BRight Reward...
- Balance Transfer facility available
- Access to Easy Cash
- 0% Instalment Payment Plan available
- Fly for free with 10,000 complimentary BRight Rewards
- Up to 30% off on Cleartrip bookings across the world
- Complimentary airport lounge access
- Supplementary cards for family members
Educational tool only: not financial advice and not a recommendation of any card. Figures reflect Himma's card catalogue as of July 2026; cards marked reviewed carry figures verified against the banks' own schedules of charges (4 July 2026). Banks reprice frequently and individual offers vary by credit profile. Always verify current terms in the bank's Key Fact Statement and schedule of charges, and consult the Central Bank of the UAE's consumer-protection resources before borrowing.