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CashbackMastercard
Ajman Bank
LIFE Platinum Credit Card
Min. salary
AED 10,000
Annual fee
AED 0
Monthly rate
3.50%
Effective APRiThe real annual cost when monthly interest compounds: (1 + monthly rate)¹² − 1. It is always higher than monthly rate × 12.
51.1%
Free for life
01Fees & rates
What it costs.
- Annual fee
- AED 0
- Fee note
- Free for life
- Monthly rate
- 3.50%
- Effective APRiThe real annual cost when monthly interest compounds: (1 + monthly rate)¹² − 1. It is always higher than monthly rate × 12.
- 51.1%
- Minimum salary
- AED 10,000
- Salary transfer
- –Not published in the catalogue yet; it is not zero.
Bank-level rates and FX markups from official schedules of charges live in the UAE credit card rates tool; always confirm current terms in the bank's Key Fact Statement before applying.
02Rewards & perks
What you get.
- 50% cashback on refreshments & snacks (up to AED 50 per month)
- 10% cashback on Amazon, Noon & Careem (up to AED 50 per month)
- 5% cashback on dine-in (up to AED 50 per month)
- 1% cashback on all other retail spends
- Total monthly cashback capped at AED 200; requires AED 3,000 minimum spend per statement cycle
- No joining fee and no annual fee
Educational tool only: not financial advice and not a recommendation of any card. Figures reflect Himma's card catalogue as of July 2026; cards marked reviewed carry figures verified against the banks' own schedules of charges (4 July 2026). Banks reprice frequently and individual offers vary by credit profile. Always verify current terms in the bank's Key Fact Statement and schedule of charges, and consult the Central Bank of the UAE's consumer-protection resources before borrowing.