Super Saver Credit Card
✓ ReviewedRate, minimum salary and fee verified against the bank's own schedule of charges, reviewed 4 July 2026.
Year 1 free, then spend-based
What it costs.
- Annual fee
- AED 420
- Fee note
- Year 1 free, then spend-based
- Monthly rate
- 3.85%
- Effective APRiThe real annual cost when monthly interest compounds: (1 + monthly rate)¹² − 1. It is always higher than monthly rate × 12.
- 57.4%
- Minimum salary
- AED 5,000
- Salary transfer
- –Not published in the catalogue yet; it is not zero.
Bank-level rates and FX markups from official schedules of charges live in the UAE credit card rates tool; always confirm current terms in the bank's Key Fact Statement before applying.
What you get.
- Up to 10% cashback on bills, education, supermarkets, and fuel
- Annual cashback savings worth up to AED 7,200
- 2-for-1 offers through Xperience App/ENTERTAINER
- Multi-trip travel insurance up to USD 500,000
- Purchase Protection and Extended Warranty
- 8 complimentary airport lounge visits globally
- 20% discount at KidZania, Dubai Aquarium, and Emaar attractions
- 0% Easy Payment Plan and Balance Transfer options
Educational tool only: not financial advice and not a recommendation of any card. Figures reflect Himma's card catalogue as of July 2026; cards marked reviewed carry figures verified against the banks' own schedules of charges (4 July 2026). Banks reprice frequently and individual offers vary by credit profile. Always verify current terms in the bank's Key Fact Statement and schedule of charges, and consult the Central Bank of the UAE's consumer-protection resources before borrowing.