Visa Infinite Card
✓ ReviewedRate, minimum salary and fee verified against the bank's own schedule of charges, reviewed 4 July 2026.
Spend-based waiver
What it costs.
- Annual fee
- AED 787.5
- Fee note
- Spend-based waiver
- Monthly rate
- 3.85%
- Effective APRiThe real annual cost when monthly interest compounds: (1 + monthly rate)¹² − 1. It is always higher than monthly rate × 12.
- 57.4%
- Minimum salary
- AED 15,000
- Salary transfer
- –Not published in the catalogue yet; it is not zero.
Bank-level rates and FX markups from official schedules of charges live in the UAE credit card rates tool; always confirm current terms in the bank's Key Fact Statement before applying.
What you get.
- No annual fee for the first year
- Earn up to 3 Reward points for every AED 1 spent
- Complimentary access to golf courses
- Up to 8% off on Booking.com
- Up to 12% off on Agoda.com
- 20% discount on Emaar attraction tickets
- 50% discount on 6 Vox Cinema tickets per calendar month
- Valet parking services for free
Educational tool only: not financial advice and not a recommendation of any card. Figures reflect Himma's card catalogue as of July 2026; cards marked reviewed carry figures verified against the banks' own schedules of charges (4 July 2026). Banks reprice frequently and individual offers vary by credit profile. Always verify current terms in the bank's Key Fact Statement and schedule of charges, and consult the Central Bank of the UAE's consumer-protection resources before borrowing.