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Co-brand rewardsVisa
Emirates Islamic
Amazon Platinum Credit Card
Min. salary
AED 5,000
Annual fee
AED 0
Monthly rate
3.69%
Effective APRiThe real annual cost when monthly interest compounds: (1 + monthly rate)¹² − 1. It is always higher than monthly rate × 12.
54.5%
No annual membership fee
01Fees & rates
What it costs.
- Annual fee
- AED 0
- Fee note
- No annual membership fee
- Monthly rate
- 3.69%
- Effective APRiThe real annual cost when monthly interest compounds: (1 + monthly rate)¹² − 1. It is always higher than monthly rate × 12.
- 54.5%
- Minimum salary
- AED 5,000
- Salary transfer
- –Not published in the catalogue yet; it is not zero.
Bank-level rates and FX markups from official schedules of charges live in the UAE credit card rates tool; always confirm current terms in the bank's Key Fact Statement before applying.
02Rewards & perks
What you get.
- 6% back in Amazon Rewards on Amazon.ae including Amazon Now for Prime members (3% non-Prime)
- 2.5% back on international purchases for Prime members, excluding UK/EEA (1% non-Prime)
- 2% back on domestic purchases outside Amazon for Prime members (1% non-Prime)
- 0.25% back on government services, utilities, groceries, education and insurance
- Welcome bonus of up to AED 500 for Prime members (up to AED 200 non-Prime)
- No cap on rewards earned; points remain valid for 5 years
- 0% profit rate on 3 and 6 month instalment plans for Amazon.ae purchases
- Up to 4 complimentary supplementary cards
Educational tool only: not financial advice and not a recommendation of any card. Figures reflect Himma's card catalogue as of July 2026; cards marked reviewed carry figures verified against the banks' own schedules of charges (4 July 2026). Banks reprice frequently and individual offers vary by credit profile. Always verify current terms in the bank's Key Fact Statement and schedule of charges, and consult the Central Bank of the UAE's consumer-protection resources before borrowing.