Cashback Plus Card
✓ ReviewedRate, minimum salary and fee verified against the bank's own schedule of charges, reviewed 4 July 2026.
Yr 1 waived on AED 3,000 spend / 90 days
What it costs.
- Annual fee
- AED 313.95
- Fee note
- Yr 1 waived on AED 3,000 spend / 90 days
- Monthly rate
- 3.69%
- Effective APRiThe real annual cost when monthly interest compounds: (1 + monthly rate)¹² − 1. It is always higher than monthly rate × 12.
- 54.5%
- Minimum salary
- AED 10,000
- Salary transfer
- –Not published in the catalogue yet; it is not zero.
Bank-level rates and FX markups from official schedules of charges live in the UAE credit card rates tool; always confirm current terms in the bank's Key Fact Statement before applying.
What you get.
- Up to 10% cashback at supermarkets, tuition fees, dining, telecom bills
- Free access to airport lounges worldwide
- Free travel and medical insurance
- No annual fees for the first year
- Up to 2 Buy 1 Get 1 movie tickets each month
- 2 complimentary rounds of golf per month
- 1 free valet parking per month at selected locations
- Complimentary access to Dubai Ladies Club and Sharjah Ladies Club
Educational tool only: not financial advice and not a recommendation of any card. Figures reflect Himma's card catalogue as of July 2026; cards marked reviewed carry figures verified against the banks' own schedules of charges (4 July 2026). Banks reprice frequently and individual offers vary by credit profile. Always verify current terms in the bank's Key Fact Statement and schedule of charges, and consult the Central Bank of the UAE's consumer-protection resources before borrowing.