Mastercard Titanium Credit Card

Min. salary

AED 5,000

Annual fee

–Not published in the catalogue yet; it is not zero.

Monthly rate

3.49%

Effective APRiThe real annual cost when monthly interest compounds: (1 + monthly rate)¹² − 1. It is always higher than monthly rate × 12.

50.9%

01Fees & rates

What it costs.

Annual fee: –Not published in the catalogue yet; it is not zero.
Monthly rate: 3.49%
Effective APRiThe real annual cost when monthly interest compounds: (1 + monthly rate)¹² − 1. It is always higher than monthly rate × 12.: 50.9%
Minimum salary: AED 5,000
Salary transfer: –Not published in the catalogue yet; it is not zero.

Bank-level rates and FX markups from official schedules of charges live in the UAE credit card rates tool; always confirm current terms in the bank's Key Fact Statement before applying.

02Rewards & perks

What you get.

1 Plus Point per AED 100 spent, redeemable for cashback
Unlimited lounge access across Middle East
Flexible payment option (minimum 5% of outstanding)
Instant cash access up to 50% of credit limit
Mastercard buy 1 get 1 offers
Credit Shield Pro protection
15% off MarkaVIP online shopping

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Educational tool only: not financial advice and not a recommendation of any card. Figures reflect Himma's card catalogue as of July 2026; cards marked reviewed carry figures verified against the banks' own schedules of charges (4 July 2026). Banks reprice frequently and individual offers vary by credit profile. Always verify current terms in the bank's Key Fact Statement and schedule of charges, and consult the Central Bank of the UAE's consumer-protection resources before borrowing.