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Co-brand rewardsVisa
Emirates NBD
SHARE Signature Credit Card
Min. salary
AED 12,000
Annual fee
AED 0
Monthly rate
3.49%
Effective APRiThe real annual cost when monthly interest compounds: (1 + monthly rate)¹² − 1. It is always higher than monthly rate × 12.
50.9%
No Annual Fee
01Fees & rates
What it costs.
- Annual fee
- AED 0
- Fee note
- No Annual Fee
- Monthly rate
- 3.49%
- Effective APRiThe real annual cost when monthly interest compounds: (1 + monthly rate)¹² − 1. It is always higher than monthly rate × 12.
- 50.9%
- Minimum salary
- AED 12,000
- Salary transfer
- –Not published in the catalogue yet; it is not zero.
Bank-level rates and FX markups from official schedules of charges live in the UAE credit card rates tool; always confirm current terms in the bank's Key Fact Statement before applying.
02Rewards & perks
What you get.
- 6% rewards at SHARE malls and Carrefour
- 1% rewards on other spends
- Instant redemption across 5,000+ stores
- Buy 1 Get 1 free VOX Cinemas tickets
- Complimentary airport lounge access
- 0% installment plans (3, 6, 12, or 24 months)
Educational tool only: not financial advice and not a recommendation of any card. Figures reflect Himma's card catalogue as of July 2026; cards marked reviewed carry figures verified against the banks' own schedules of charges (4 July 2026). Banks reprice frequently and individual offers vary by credit profile. Always verify current terms in the bank's Key Fact Statement and schedule of charges, and consult the Central Bank of the UAE's consumer-protection resources before borrowing.