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EverydayVisa
Emirates NBD
Visa Flexi Credit Card
Min. salary
AED 12,000
Annual fee
AED 0
Monthly rate
–Not published in the catalogue yet; it is not zero.
Effective APRiThe real annual cost when monthly interest compounds: (1 + monthly rate)¹² − 1. It is always higher than monthly rate × 12.
–Not published in the catalogue yet; it is not zero.
No Annual Fee
01Fees & rates
What it costs.
- Annual fee
- AED 0
- Fee note
- No Annual Fee
- Monthly rate
- –Not published in the catalogue yet; it is not zero.
- Effective APRiThe real annual cost when monthly interest compounds: (1 + monthly rate)¹² − 1. It is always higher than monthly rate × 12.
- –Not published in the catalogue yet; it is not zero.
- Minimum salary
- AED 12,000
- Salary transfer
- –Not published in the catalogue yet; it is not zero.
Bank-level rates and FX markups from official schedules of charges live in the UAE credit card rates tool; always confirm current terms in the bank's Key Fact Statement before applying.
02Rewards & perks
What you get.
- Earn 1.5 Plus points upon spending AED 100
- Spend on supermarkets, insurance, car dealerships, bill payments, and more to earn points
- Global airport lounge access.
- Availability of movie offers, concierge services, golf privileges, and more
- International medical assistance
- Careem discounts include food deliveries, and Careem rides.
- Free insurance on big ticket purchases
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Educational tool only: not financial advice and not a recommendation of any card. Figures reflect Himma's card catalogue as of July 2026; cards marked reviewed carry figures verified against the banks' own schedules of charges (4 July 2026). Banks reprice frequently and individual offers vary by credit profile. Always verify current terms in the bank's Key Fact Statement and schedule of charges, and consult the Central Bank of the UAE's consumer-protection resources before borrowing.