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RewardsVisa
First Abu Dhabi Bank
Rewards Active Credit Card
Min. salary
AED 5,000
Annual fee
AED 315
Monthly rate
3.99%
Effective APRiThe real annual cost when monthly interest compounds: (1 + monthly rate)¹² − 1. It is always higher than monthly rate × 12.
59.9%
Free first year
01Fees & rates
What it costs.
- Annual fee
- AED 315
- Fee note
- Free first year
- Monthly rate
- 3.99%
- Effective APRiThe real annual cost when monthly interest compounds: (1 + monthly rate)¹² − 1. It is always higher than monthly rate × 12.
- 59.9%
- Minimum salary
- AED 5,000
- Salary transfer
- –Not published in the catalogue yet; it is not zero.
Bank-level rates and FX markups from official schedules of charges live in the UAE credit card rates tool; always confirm current terms in the bank's Key Fact Statement before applying.
02Rewards & perks
What you get.
- Free wearable fitness and payment ring linked to your card
- Earn 25 FAB Rewards for every 1,000 daily steps tracked via STEPPI
- Up to 50,000 FAB Rewards on sporting clubs, memberships, apparel and gear
- Free access to more than 25 gyms and fitness classes across the UAE
- Up to 20% off online purchases at Sun & Sand Sports
Educational tool only: not financial advice and not a recommendation of any card. Figures reflect Himma's card catalogue as of July 2026; cards marked reviewed carry figures verified against the banks' own schedules of charges (4 July 2026). Banks reprice frequently and individual offers vary by credit profile. Always verify current terms in the bank's Key Fact Statement and schedule of charges, and consult the Central Bank of the UAE's consumer-protection resources before borrowing.