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Rewards
HSBC
Max Rewards Credit Card
Min. salary
AED 10,000
Annual fee
–Not published in the catalogue yet; it is not zero.
Monthly rate
–Not published in the catalogue yet; it is not zero.
Effective APRiThe real annual cost when monthly interest compounds: (1 + monthly rate)¹² − 1. It is always higher than monthly rate × 12.
–Not published in the catalogue yet; it is not zero.
01Fees & rates
What it costs.
- Annual fee
- –Not published in the catalogue yet; it is not zero.
- Monthly rate
- –Not published in the catalogue yet; it is not zero.
- Effective APRiThe real annual cost when monthly interest compounds: (1 + monthly rate)¹² − 1. It is always higher than monthly rate × 12.
- –Not published in the catalogue yet; it is not zero.
- Minimum salary
- AED 10,000
- Salary transfer
- –Not published in the catalogue yet; it is not zero.
Bank-level rates and FX markups from official schedules of charges live in the UAE credit card rates tool; always confirm current terms in the bank's Key Fact Statement before applying.
02Rewards & perks
What you get.
- 12-month Careem Plus subscription for free
- Up to 50% off on dining bills with a complimentary Zomato Gold membership
- Exclusive travel, dining, and shopping deals with Home&Away
- BOGO movie tickets + 20% discount on food and beverages
- 12 complimentary accesses to 1000+ global airport lounges
- Multi-trip travel insurance of up to USD 500,000
- Amazing discounts on hotel bookings
Educational tool only: not financial advice and not a recommendation of any card. Figures reflect Himma's card catalogue as of July 2026; cards marked reviewed carry figures verified against the banks' own schedules of charges (4 July 2026). Banks reprice frequently and individual offers vary by credit profile. Always verify current terms in the bank's Key Fact Statement and schedule of charges, and consult the Central Bank of the UAE's consumer-protection resources before borrowing.