Tamayaz World Credit Card

No salary transfer needed

Min. salary

AED 15,000

Annual fee

AED 735

Monthly rate

3.25%

Effective APRiThe real annual cost when monthly interest compounds: (1 + monthly rate)¹² − 1. It is always higher than monthly rate × 12.

46.8%

01Fees & rates

What it costs.

Annual fee: AED 735
Monthly rate: 3.25%
Effective APRiThe real annual cost when monthly interest compounds: (1 + monthly rate)¹² − 1. It is always higher than monthly rate × 12.: 46.8%
Minimum salary: AED 15,000
Salary transfer: Not required

Bank-level rates and FX markups from official schedules of charges live in the UAE credit card rates tool; always confirm current terms in the bank's Key Fact Statement before applying.

02Rewards & perks

What you get.

Up to AED 18,000 cashback per annum
Earn 1 Skywards Mile per AED 1
Free airport transfers
Free airport lounge access
Free Reel Cinema tickets monthly
Buy 1 get 1 free dining & lifestyle offers
10% off Cleartrip flight bookings
10% off Hotels.com

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Educational tool only: not financial advice and not a recommendation of any card. Figures reflect Himma's card catalogue as of July 2026; cards marked reviewed carry figures verified against the banks' own schedules of charges (4 July 2026). Banks reprice frequently and individual offers vary by credit profile. Always verify current terms in the bank's Key Fact Statement and schedule of charges, and consult the Central Bank of the UAE's consumer-protection resources before borrowing.