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Premium
National Bank of Umm Al Quwain (NBQ)
Infinite Credit Card
Min. salary
–Not published in the catalogue yet; it is not zero.
Annual fee
AED 1,000
Monthly rate
–Not published in the catalogue yet; it is not zero.
Effective APRiThe real annual cost when monthly interest compounds: (1 + monthly rate)¹² − 1. It is always higher than monthly rate × 12.
–Not published in the catalogue yet; it is not zero.
01Fees & rates
What it costs.
- Annual fee
- AED 1,000
- Monthly rate
- –Not published in the catalogue yet; it is not zero.
- Effective APRiThe real annual cost when monthly interest compounds: (1 + monthly rate)¹² − 1. It is always higher than monthly rate × 12.
- –Not published in the catalogue yet; it is not zero.
- Minimum salary
- –Not published in the catalogue yet; it is not zero.
- Salary transfer
- –Not published in the catalogue yet; it is not zero.
Bank-level rates and FX markups from official schedules of charges live in the UAE credit card rates tool; always confirm current terms in the bank's Key Fact Statement before applying.
02Rewards & perks
What you get.
- Invitation-only card
- Option to use the card without a PIN up to AED 500
- 1 supplementary card for free
- Contactless card with Tap & Go feature
- Access to 1,300+ Priority Pass Lounges in multiple airports across the world
- Free credit for up to 55 days
- Enjoy seasonal discounts and promotions
- Withdraw cash up to the remaining credit limit
Educational tool only: not financial advice and not a recommendation of any card. Figures reflect Himma's card catalogue as of July 2026; cards marked reviewed carry figures verified against the banks' own schedules of charges (4 July 2026). Banks reprice frequently and individual offers vary by credit profile. Always verify current terms in the bank's Key Fact Statement and schedule of charges, and consult the Central Bank of the UAE's consumer-protection resources before borrowing.