Air Arabia Platinum Credit Card
✓ ReviewedRate, minimum salary and fee verified against the bank's own schedule of charges, reviewed 4 July 2026.
Spend-based waiver
What it costs.
- Annual fee
- AED 420
- Fee note
- Spend-based waiver
- Monthly rate
- 3.65%
- Effective APRiThe real annual cost when monthly interest compounds: (1 + monthly rate)¹² − 1. It is always higher than monthly rate × 12.
- 53.8%
- Minimum salary
- AED 5,000
- Salary transfer
- –Not published in the catalogue yet; it is not zero.
Bank-level rates and FX markups from official schedules of charges live in the UAE credit card rates tool; always confirm current terms in the bank's Key Fact Statement before applying.
What you get.
- Get 20,000 AirRewards as a welcome bonus
- Spend only AED 30,000 and get a complimentary annual return ticket with Air Arabia
- Buy tickets from AirArabia.com with easy installment plan
- Airport transfers for free with Careem
- Get a 50% discount on VOX cinemas
- Complimentary baggage and meal vouchers
- Enjoy 15% discount at IHG Hotels & Resorts across multiple locations
- Book a car from Rentalcars.com and get 10% discount
Educational tool only: not financial advice and not a recommendation of any card. Figures reflect Himma's card catalogue as of July 2026; cards marked reviewed carry figures verified against the banks' own schedules of charges (4 July 2026). Banks reprice frequently and individual offers vary by credit profile. Always verify current terms in the bank's Key Fact Statement and schedule of charges, and consult the Central Bank of the UAE's consumer-protection resources before borrowing.