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Cashback
RAKBANK
RED Credit Card
Min. salary
AED 5,000
Annual fee
AED 0
Monthly rate
–Not published in the catalogue yet; it is not zero.
Effective APRiThe real annual cost when monthly interest compounds: (1 + monthly rate)¹² − 1. It is always higher than monthly rate × 12.
–Not published in the catalogue yet; it is not zero.
Free for life
01Fees & rates
What it costs.
- Annual fee
- AED 0
- Fee note
- Free for life
- Monthly rate
- –Not published in the catalogue yet; it is not zero.
- Effective APRiThe real annual cost when monthly interest compounds: (1 + monthly rate)¹² − 1. It is always higher than monthly rate × 12.
- –Not published in the catalogue yet; it is not zero.
- Minimum salary
- AED 5,000
- Salary transfer
- –Not published in the catalogue yet; it is not zero.
Bank-level rates and FX markups from official schedules of charges live in the UAE credit card rates tool; always confirm current terms in the bank's Key Fact Statement before applying.
02Rewards & perks
What you get.
- Free-for-life credit card
- Get up to 1.5% cashback on domestic and international spends
- Get access to up to 80% cash advance
- Free international remittance
- Enjoy up to 10% discount on hotel bookings with Booking.com
- 15% discount at IHG Hotels
- Discount of up to 20% on car rentals
- 10% discount with Rentalcars.com
Educational tool only: not financial advice and not a recommendation of any card. Figures reflect Himma's card catalogue as of July 2026; cards marked reviewed carry figures verified against the banks' own schedules of charges (4 July 2026). Banks reprice frequently and individual offers vary by credit profile. Always verify current terms in the bank's Key Fact Statement and schedule of charges, and consult the Central Bank of the UAE's consumer-protection resources before borrowing.