← All 173 cards
Rewards
Standard Chartered
Manhattan Rewards Credit Card
No salary transfer needed
Min. salary
AED 8,000
Annual fee
AED 525
Monthly rate
3.45%
Effective APRiThe real annual cost when monthly interest compounds: (1 + monthly rate)¹² − 1. It is always higher than monthly rate × 12.
50.2%
First year free
01Fees & rates
What it costs.
- Annual fee
- AED 525
- Fee note
- First year free
- Monthly rate
- 3.45%
- Effective APRiThe real annual cost when monthly interest compounds: (1 + monthly rate)¹² − 1. It is always higher than monthly rate × 12.
- 50.2%
- Minimum salary
- AED 8,000
- Salary transfer
- Not required
Bank-level rates and FX markups from official schedules of charges live in the UAE credit card rates tool; always confirm current terms in the bank's Key Fact Statement before applying.
02Rewards & perks
What you get.
- 1 360° Rewards Point for every USD 1 spent locally or internationally
- Access 1000+ airport lounges in 300+ cities, 8 free visits per year
- Buy 1 Get 1 at Costa Coffee
- Buy 1 Get 1 free on 2D and 3D movie tickets at all VOX Cinemas
- Tap to pay with mobile wallet payments
- Medical and travel insurance
- Visa concierge service
Educational tool only: not financial advice and not a recommendation of any card. Figures reflect Himma's card catalogue as of July 2026; cards marked reviewed carry figures verified against the banks' own schedules of charges (4 July 2026). Banks reprice frequently and individual offers vary by credit profile. Always verify current terms in the bank's Key Fact Statement and schedule of charges, and consult the Central Bank of the UAE's consumer-protection resources before borrowing.