End-of-service calculator

Where do you work?iMainland and ADGM pay a gratuity of 21 days of basic pay per service year for the first 5 years, then 30 days. In the DIFC, employers instead pay 5.83% of basic (8.33% after 5 years) into the invested DEWS plan.

Rules as of July 2026

Basic monthly salaryiYour basic wage only, not housing, transport or other allowances. UAE end-of-service law calculates everything on the basic salary alone. AED

Employment start date

End date (last working day)

Unpaid leaveiUnpaid leave days do not count as service. They are deducted from your service period before the payout is worked out, and no DEWS contributions accrue for them. days

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Your gratuity

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Service periodiCalendar days from start date to end date, minus unpaid leave, converted at 365 days per year. Under 1 year of service there is no statutory gratuity.

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net of unpaid leave

≈ Months of basic payiYour total payout divided by your current basic monthly salary, so all three regimes can be compared in the same unit.

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your payout ÷ basic salary

All three regimesiMainland and ADGM gratuities are capped at two years of basic pay (24 months). The DIFC DEWS pot has no cap; it is simply contributions plus growth.

Mainland–

DIFC · DEWS–

ADGM–

Mainland gratuity (21/30-day formula) ADGM gratuity (same formula, dashed) DIFC DEWS pot at 4.0%/yr DEWS contributions only (0%)

Service runs from 0 to – years; the vertical marker is your own service length.

Basic salary, not total salary. Every regime here pays on your basic wage only; allowances are excluded by law. Check yours with our UAE payslip decoder →

Educational tool only, not financial, legal or tax advice. Figures reflect the rules as of July 2026: Federal Decree-Law No. 33 of 2021 and its executive regulations (mainland), DIFC Employment Law No. 2 of 2019 as amended and the DEWS plan (DIFC), and the ADGM Employment Regulations 2024. DEWS projections are illustrations at an assumed constant return; actual investment returns vary and may be negative. Individual contracts, collective schemes and future amendments can change your entitlement. Verify with MOHRE, the DIFC, ADGM, your employer or a licensed adviser before acting.

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