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TravelVisa
Commercial Bank of Dubai
Smiles Visa Signature Card
No salary transfer needed
Min. salary
–Not published in the catalogue yet; it is not zero.
Annual fee
AED 525
Monthly rate
–Not published in the catalogue yet; it is not zero.
Effective APRiThe real annual cost when monthly interest compounds: (1 + monthly rate)¹² − 1. It is always higher than monthly rate × 12.
–Not published in the catalogue yet; it is not zero.
01Fees & rates
What it costs.
- Annual fee
- AED 525
- Monthly rate
- –Not published in the catalogue yet; it is not zero.
- Effective APRiThe real annual cost when monthly interest compounds: (1 + monthly rate)¹² − 1. It is always higher than monthly rate × 12.
- –Not published in the catalogue yet; it is not zero.
- Minimum salary
- –Not published in the catalogue yet; it is not zero.
- Salary transfer
- Not required
Bank-level rates and FX markups from official schedules of charges live in the UAE credit card rates tool; always confirm current terms in the bank's Key Fact Statement before applying.
02Rewards & perks
What you get.
- The card is free for the first year
- Supplementary cards come with no annual membership fee
- Earn up to 10 Smiles points for every AED 1 spent
- 90-day subscription to Smiles Unlimited for free
- AED 200 additional discounts on hotel bookings with Unravel
- 8 visits to 1,000+ global airport lounges every year for free with the Visa Airport Companion app
- Multi-trip travel insurance for 90 days with coverage of up to USD 500,000
- 2-for-1 offers with xperience on the ENTERTAINER app
Educational tool only: not financial advice and not a recommendation of any card. Figures reflect Himma's card catalogue as of July 2026; cards marked reviewed carry figures verified against the banks' own schedules of charges (4 July 2026). Banks reprice frequently and individual offers vary by credit profile. Always verify current terms in the bank's Key Fact Statement and schedule of charges, and consult the Central Bank of the UAE's consumer-protection resources before borrowing.