← All 173 cards
Travel
Dubai Islamic Bank
Emirates Skywards DIB Infinite Covered Card
No salary transfer needed
Min. salary
–Not published in the catalogue yet; it is not zero.
Annual fee
AED 2,625
Monthly rate
–Not published in the catalogue yet; it is not zero.
Effective APRiThe real annual cost when monthly interest compounds: (1 + monthly rate)¹² − 1. It is always higher than monthly rate × 12.
–Not published in the catalogue yet; it is not zero.
01Fees & rates
What it costs.
- Annual fee
- AED 2,625
- Monthly rate
- –Not published in the catalogue yet; it is not zero.
- Effective APRiThe real annual cost when monthly interest compounds: (1 + monthly rate)¹² − 1. It is always higher than monthly rate × 12.
- –Not published in the catalogue yet; it is not zero.
- Minimum salary
- –Not published in the catalogue yet; it is not zero.
- Salary transfer
- Not required
Bank-level rates and FX markups from official schedules of charges live in the UAE credit card rates tool; always confirm current terms in the bank's Key Fact Statement before applying.
02Rewards & perks
What you get.
- Earn up to 120,000 bonus Skywards Miles
- Complimentary Emirates Skywards Silver membership
- Extra baggage allowance of 12kg
- Emirates Lounge access at Dubai International Airport
- Complimentary seat selection when flying Emirates
- Airport lounge access via LoungeKey (850+ lounges)
- Health club privileges at Emirates Towers
- Complimentary travel insurance
Educational tool only: not financial advice and not a recommendation of any card. Figures reflect Himma's card catalogue as of July 2026; cards marked reviewed carry figures verified against the banks' own schedules of charges (4 July 2026). Banks reprice frequently and individual offers vary by credit profile. Always verify current terms in the bank's Key Fact Statement and schedule of charges, and consult the Central Bank of the UAE's consumer-protection resources before borrowing.