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Travel
Emirates Islamic
Etihad Guest Platinum Credit Card
No salary transfer needed
Min. salary
AED 5,000
Annual fee
AED 199
Monthly rate
–Not published in the catalogue yet; it is not zero.
Effective APRiThe real annual cost when monthly interest compounds: (1 + monthly rate)¹² − 1. It is always higher than monthly rate × 12.
–Not published in the catalogue yet; it is not zero.
01Fees & rates
What it costs.
- Annual fee
- AED 199
- Monthly rate
- –Not published in the catalogue yet; it is not zero.
- Effective APRiThe real annual cost when monthly interest compounds: (1 + monthly rate)¹² − 1. It is always higher than monthly rate × 12.
- –Not published in the catalogue yet; it is not zero.
- Minimum salary
- AED 5,000
- Salary transfer
- Not required
Bank-level rates and FX markups from official schedules of charges live in the UAE credit card rates tool; always confirm current terms in the bank's Key Fact Statement before applying.
02Rewards & perks
What you get.
- Up to 2 Etihad Guest Miles per USD spent
- 2 Etihad Guest Miles per USD on online & mobile wallet spends
- Unlimited 10% miles back on booking/upgrading a flight
- 2 complimentary inflight wifi vouchers per annum
- Welcome bonus of 5,000 Etihad Guest Miles
- 50% cashback on movies
- Extended warranty
- Purchase protection
Educational tool only: not financial advice and not a recommendation of any card. Figures reflect Himma's card catalogue as of July 2026; cards marked reviewed carry figures verified against the banks' own schedules of charges (4 July 2026). Banks reprice frequently and individual offers vary by credit profile. Always verify current terms in the bank's Key Fact Statement and schedule of charges, and consult the Central Bank of the UAE's consumer-protection resources before borrowing.