Skywards Infinite Credit Card
✓ ReviewedRate, minimum salary and fee verified against the bank's own schedule of charges, reviewed 4 July 2026.No salary transfer needed
No standard waiver
What it costs.
- Annual fee
- AED 2,100
- Fee note
- No standard waiver
- Monthly rate
- 3.69%
- Effective APRiThe real annual cost when monthly interest compounds: (1 + monthly rate)¹² − 1. It is always higher than monthly rate × 12.
- 54.5%
- Minimum salary
- AED 25,000
- Salary transfer
- Not required
Bank-level rates and FX markups from official schedules of charges live in the UAE credit card rates tool; always confirm current terms in the bank's Key Fact Statement before applying.
What you get.
- Unlimited complimentary access to over 1000 airport lounges
- 2 complimentary valet parking services per month
- Up to 2 complimentary Marhaba Meet & Greet services per year
- Unlimited complimentary golf per month at select clubs
- Complimentary Dubai Ladies Club access
- Convert purchases into installments at emirates.com
- 0% profit rate on balance transfers for 6 months
- Cash on Call facility up to 80% of available credit limit
Educational tool only: not financial advice and not a recommendation of any card. Figures reflect Himma's card catalogue as of July 2026; cards marked reviewed carry figures verified against the banks' own schedules of charges (4 July 2026). Banks reprice frequently and individual offers vary by credit profile. Always verify current terms in the bank's Key Fact Statement and schedule of charges, and consult the Central Bank of the UAE's consumer-protection resources before borrowing.