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Emirates NBD

dnata World Credit Card

✓ ReviewedRate, minimum salary and fee verified against the bank's own schedule of charges, reviewed 4 July 2026.No salary transfer needed

Min. salary
AED 20,000
Annual fee
AED 1,048.95
Monthly rate
3.25%
Effective APRiThe real annual cost when monthly interest compounds: (1 + monthly rate)¹² − 1. It is always higher than monthly rate × 12.
46.8%

No standard waiver

01Fees & rates

What it costs.

Annual fee
AED 1,048.95
Fee note
No standard waiver
Monthly rate
3.25%
Effective APRiThe real annual cost when monthly interest compounds: (1 + monthly rate)¹² − 1. It is always higher than monthly rate × 12.
46.8%
Minimum salary
AED 20,000
Salary transfer
Not required

Bank-level rates and FX markups from official schedules of charges live in the UAE credit card rates tool; always confirm current terms in the bank's Key Fact Statement before applying.

02Rewards & perks

What you get.

  • Travel vouchers worth AED 2,500
  • 10% back on Dubai Duty Free; 0% forex fee
  • Free access to over 900 VIP airport lounges
  • 15% on Costa Coffee, City Sightseeing, Giraffe and dnata Travel
  • Complimentary concierge
  • Complimentary access to top golf courses across the UAE
  • Free valet parking
  • Premium loyalty memberships

Educational tool only: not financial advice and not a recommendation of any card. Figures reflect Himma's card catalogue as of July 2026; cards marked reviewed carry figures verified against the banks' own schedules of charges (4 July 2026). Banks reprice frequently and individual offers vary by credit profile. Always verify current terms in the bank's Key Fact Statement and schedule of charges, and consult the Central Bank of the UAE's consumer-protection resources before borrowing.