Etihad Guest Infinite Credit Card
✓ ReviewedRate, minimum salary and fee verified against the bank's own schedule of charges, reviewed 4 July 2026.
Waived on AED 150,000 annual spend
What it costs.
- Annual fee
- AED 2,625
- Fee note
- Waived on AED 150,000 annual spend
- Monthly rate
- 3.99%
- Effective APRiThe real annual cost when monthly interest compounds: (1 + monthly rate)¹² − 1. It is always higher than monthly rate × 12.
- 59.9%
- Minimum salary
- AED 30,000
- Salary transfer
- –Not published in the catalogue yet; it is not zero.
Bank-level rates and FX markups from official schedules of charges live in the UAE credit card rates tool; always confirm current terms in the bank's Key Fact Statement before applying.
What you get.
- Welcome bonus of 110,000 total Etihad Guest Miles
- Up to 7 Etihad Guest Miles per AED 10 spent with Etihad
- Fast track to Etihad Guest Gold status
- Free access to 1,000+ airport lounges globally
- Complimentary international medical and travel assistance
- Free travel accident insurance up to USD 1 million
- 24/7 Travel Concierge Service
- Purchase Protection and Extended Warranty
Educational tool only: not financial advice and not a recommendation of any card. Figures reflect Himma's card catalogue as of July 2026; cards marked reviewed carry figures verified against the banks' own schedules of charges (4 July 2026). Banks reprice frequently and individual offers vary by credit profile. Always verify current terms in the bank's Key Fact Statement and schedule of charges, and consult the Central Bank of the UAE's consumer-protection resources before borrowing.