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Travel
HSBC
Emirates Skywards Infinite Credit Card
No salary transfer needed
Min. salary
AED 30,000
Annual fee
AED 2,625
Monthly rate
–Not published in the catalogue yet; it is not zero.
Effective APRiThe real annual cost when monthly interest compounds: (1 + monthly rate)¹² − 1. It is always higher than monthly rate × 12.
–Not published in the catalogue yet; it is not zero.
01Fees & rates
What it costs.
- Annual fee
- AED 2,625
- Monthly rate
- –Not published in the catalogue yet; it is not zero.
- Effective APRiThe real annual cost when monthly interest compounds: (1 + monthly rate)¹² − 1. It is always higher than monthly rate × 12.
- –Not published in the catalogue yet; it is not zero.
- Minimum salary
- AED 30,000
- Salary transfer
- Not required
Bank-level rates and FX markups from official schedules of charges live in the UAE credit card rates tool; always confirm current terms in the bank's Key Fact Statement before applying.
02Rewards & perks
What you get.
- No Skywards Miles expiry
- Complimentary Emirates Silver Tier membership
- Up to 2.75 Skywards Miles for every USD 1
- 3 complimentary visits a month to premium beach clubs
- Complimentary 12-month Careem Plus subscription
- Up to 50% off dining at 4,000+ restaurants via Zomato Gold
- Airport lounge access: 1,200+ lounges in 300+ cities
- Complimentary multi-trip travel insurance up to USD 500,000
Educational tool only: not financial advice and not a recommendation of any card. Figures reflect Himma's card catalogue as of July 2026; cards marked reviewed carry figures verified against the banks' own schedules of charges (4 July 2026). Banks reprice frequently and individual offers vary by credit profile. Always verify current terms in the bank's Key Fact Statement and schedule of charges, and consult the Central Bank of the UAE's consumer-protection resources before borrowing.