The gap between the best and worst AED savings account is more than 6% a year, and most of it hides in the fine print.
Click a column header to sort.
Rates change: verify with the bank before you move money. Figures are as of July 2026, last reviewed –.
| Bank / account | Headline rateiMost figures are "up to" rates: the top of a tiered or conditional structure. The conditions column shows what you must meet to earn the full rate. ▼ | Conditions (the fine print) | TypeiConventional accounts pay contractual interest. Islamic accounts pay an expected profit rate (Mudaraba or Wakala) declared by the bank; it is not guaranteed in advance. |
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"Up to" means the top of a tiered or conditional structure; Islamic accounts pay an expected profit rate, not contractual interest.
Pick a balance, a monthly top-up and a rate from the table; we compound monthly and compare against a 0.20% legacy account.
Assumes the rate holds and compounds monthly on the full balance: treat this as the best case.
Educational tool only. Not financial, legal or tax advice. Rates, conditions and product details are as of July 2026, compiled from bank rate sheets, key facts statements and published comparisons; they change without notice and some figures are indicative. Always verify the current rate, conditions and deposit-protection status directly with the bank and the Central Bank of the UAE before acting.
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